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26.8.2010 Pikavippien myöntäjät joutuvat rekisteriin


Pikavippiyrityksille on tulossa pakollinen rekisteröinti, kun kulutusluottoja koskeva lainsäädäntö uudistuu kokonaan.

Kuluttajaluottoja saa vastedes tarjota vain luotonantajarekisteriin merkitty luotonantaja. Rekisteriin pitäisi hyväksyä vain yritykset, joiden toiminta katsotaan luotettavaksi.

Tasavallan presidentin on tarkoitus vahvistaa lainmuutokset perjantaina. Muutokset tulevat voimaan joulukuun alussa.

Yritysten on noudatettava hyvää luotonantotapaa. Se velvoittaa huomioimaan kuluttajien edun luottoa markkinoitaessa, luottosopimusta tehtäessä ja mahdollisia ongelmia selvitettäessä.

Uudistus on jatkoa helmikuussa voimaan tulleille muutoksille, joilla tiukennettiin pikavippien sääntelyä. Tuolloin laki muun muassa kielsi pikavippien maksamisen tilille kello 23 ja 7 välillä.

Asiasta uutisoi Helsingin Sanomat.